Team Gallery

Scott Kelley, CEBS, CDHC
Scott Kelley has been a national consulting expert for nearly 30 years. He is the former Chairman of the Board of Kelley & Swain and was a Principal at Edgewood Partners Insurance center after Kelley & Swain was purchased by that firm.
He has helped clients like Campbell Soup, Otis Spunkmeyer Cookies, Foster Farms Chicken, S&W Fine Foods, Color Spot Nurseries, Monrovia Growers and Aerojet/Gencorp refine their benefits programs.
As a Certified Employee Benefits Specialist and holder of the National Association of Health Underwriters Certification in Consumer Driven Health, Scott has developed a reputation for bringing innovative solutions to clients in areas that are often overlooked by other consultants. His expertise in the large group market has allowed him to save his clients millions of dollars in benefit costs while often being able to simultaneously improve benefit levels for employees.
He was responsible for implementing the first managed care plan in the history of Campbell Soup which saved the plan $1.9 million dollars and prevented the plant from closing for another 20 years. Scott’s plan design was adopted by Campbell nationally soon after implementation.
Scott is in constant pursuit of new ideas and concepts that impact employee benefits, such as Value Based Health Plans. His unique strategy helps his clients develop cutting edge benefit programs which often outperform the national trend of double digit healthcare cost increases.
Scott founded Verus Insurance Services in 2016 with a vision to change the way the industry treats clients, employees and vendors.
Scott lives in Folsom, California and enjoys time with his family.

Brittney Bello, HCRC CHP CSFS, Health Rosetta Associate Advisor
Brittney Bello is the President of Verus Insurance Services.
Brittney is responsible for the overall operations and account management staff. Her focus is on growing the account management team and providing tools and resources which allow them to provide exceptional service and outstanding deliverables. Her passion for efficiency and technology lends itself well to the development of forward thinking resources for her team and Verus clients.
Prior to joining the Verus team Brittney was an Account Executive with Edgewood Partners Insurance center where she thrived as an exceptional strategic service manager. While with Edgewood, Brittney received accolades as an outstanding team member, employee of the quarter and was promoted as one of the youngest Account Executive in firm history. She also participated in the development of many of the firms best practices committees as well as the development of many client facing compliance tools.
Brittney’s other experience included being the Benefits Director for a California-based Professional Employee Organization (PEO) which was tribally owned, subject to Collective Bargaining Agreements and had over 5,000 employees nationally. Her unique experience in this complex environment helps her find solutions that fit Verus’ clients’ needs. She holds a National Health Underwriters Association certificate in PPACA and is a Certified HIPAA Professional. In 2019, she became a Certified Self Funding Specialist through the Health Care Administrators Association.
In 2019, Brittney became a Health Rosetta Associate Advisor which means she is committed to an industry-leading standard of transparency and fiduciary responsibility to clients and their employees.
At Verus Insurance Services, Brittney is not only leading the operational development of the company, but she also provides consultative advice and account management for clients. Her primary account management focus is on compliance, strategy and efficient utilization of resources and technology.
Brittney lives with her husband, Frank and her son Francis in California.

Bob Grunsky, Consultant
With over 25 years of experience in insurance, Bob is proficient in the many facets of Employee Benefits. He has worked in different capacities, including on behalf of the carrier and in the Human Resources arena as a consultant and broker, where he has spent the latter end of his career. Best suited in serving clients with their Employee Benefits needs, Bob is able to provide insurance solutions including, but not limited to, cost-saving strategies, ACA and COBRA compliance, online HR resource tools and more. He delivers high-level, boutique-style service to all that he has the privilege of serving.
After starting his own brokerage, Bob merged with a national firm. He attributes much of his success to a strong team, a great partnership with the carrier community, and the continued loyalty of his valued clients. Early in 2017, Bob joined the Verus team to enhance the services and deliverables available to his clients.
Bob’s heart and steadfast commitment to serve has allowed him the opportunity to develop customized benefit solutions for his clients. He has strategically formed his service team to provide daily access to his employers and their employees, which is critical. Bob and his team are a true extension of their HR affiliates.
Bob enjoys spending time in McCall, Idaho with his wife, Catherine. His family of five enjoys health and fitness activities in the great outdoors.

Dave Wallace, Consultant
Dave is an Employee Benefits Consultant with Verus Insurance Services, LLC.
After starting his career in sales for personal lines, Dave Wallace founded his own insurance brokerage, The Wallace Group, in early 1999. After nearly six years of success, he merged with Owen-Dunn Insurance Services, and lead their employee benefits consulting team for nearly a decade. While at Owen-Dunn, Dave managed an overall book in excess of $100 million in premium across more than 100 groups across California.
Interested in expanding his knowledge base, Dave joined Tevis Insurance Services in November of 2013 where he continued to provide outstanding, insightful consulting services to his clients while providing expertise and training to junior consultants. After leaving Tevis, Dave elected to join the Verus team to refocus his efforts on helping his clients.
At Verus Insurance Services, Dave is focused on helping his clients achieve their benefit goals while effectively communicating changes and programs to employees. Dave is a Certified Benefits Wellness Advisor and Certified Benefits Risk Advisor with nearly 20 years of employee benefits experience.
Dave has been recognized as a participant in the Kaiser Permanente Leadership Roundtable, HealthNet Broker Advisory Council and has served on the Executive team of the American Heart Association, Sacramento Chapter.
Dave lives in the Sacramento area and enjoys giving back to the community, golfing, practicing yoga and spending time with his friends.

Chris Cardozo, Consultant
Chris has been involved in the insurance industry since 2006, learning the business from the ground up. After working successfully as an agent in several local brokerages, he realized his desire to form his own insurance agency. Surrounded by a motivated team, his company grew to a highly successful agency within two years.
In 2016, he merged with the Leavitt Group and became a partner, leading their employee benefits team. This department became one of the fastest growing employee benefit brokerages in the country for the Leavitt Group. Chris has become recognized as a national leader, top producer, keynote speaker and mentor.
Chris joins Verus Insurance Services bringing his enthusiasm, knowledge and an ongoing desire to provide unparalleled service to his clients. He is focused on helping his clients achieve their goals while effectively communicating employee benefits to the employees.
Chris, a devoted husband and father of two, lives with his family in Granite Bay. He has been a high school youth leader and mentor through his church for over 12 years. He shares his love of all sports with his family and friends.

Cerrina Jensen, Consultant
Cerrina Jensen is a Broker Consultant with Verus Insurance Services, and the founder of a complimentary consultancy, Stellar Stories. A nationally recognized leader in the insurance industry, and a Past President of the Sacramento Association of Health Underwriters, Cerrina has been honored with many local, state and national awards for her leadership and consumer advocacy.
As a Broker Consultant, Cerrina helps her clients design and administer custom employee benefits packages that save money, time and headaches. Cerrina founded Stellar Stories in 2019, as an enhancement to her benefits practice, and consults with employers, business groups, and civic organizations to deliver leadership and management training, dynamic communications, and process management support.
Cerrina began her insurance career in 1995, with CalFarm Insurance and the California Farm Bureau’s member health plan. She transitioned to the Employee Benefits space in 2008, joining a masterful team which represented a number of large public sector fully and self-funded employers and JPA’s.
Prior to joining the Verus team, Cerrina was an AVP with CoreMark Insurance Services, where she played a key role in launching their marketing department. Cerrina also participated in the development of many of the agency’s best practices, upcoming trends, and sourcing client technology and compliance programs.
Cerrina was appointed to the California Department of Insurance Licensing Curriculum Board in 2018, and holds a number of certifications and professional designations including NAHU certificates in PPACA and Self-Funding. She was also named one of Employee Benefit Advisor’s Most Influential Women in Benefits Advising, 2017.
Cerrina grew up in the Bay Area and transplanted to the Sacramento Valley in 1994. Cerrina and her husband Aaron have two adult children and two adorable fur babies.
Cerrina.Jensen@verusinsurance.com

Janie Loberg, Consultant & Senior Account Manager
Janie Loberg began her career in insurance after earning a Bachelor of Science Degree in Business Administration with an emphasis in Finance from California State University, Chico. Janie joined the brokerage firm Edgewood Partners Insurance Center as an Administrative Assistant and began to provide outstanding support to Account Management teams.
Janie was quickly promoted to Associate Account Manager where she was responsible for a variety of tasks maintaining client employee benefit programs with the public sector niche. In May 2014, Janie obtained her State license for Life, Disability and Health Insurance.
Janie continued to excel in servicing clients and employees while successfully coordinating employee communications, Open Enrollment meetings and Health Fairs.
After leaving Edgewood Partners Insurance Center, Janie continued to expand her employee benefits knowledge while working for a start-up technology platform. Here she learned a lot about benefits administration system capabilities like payroll and funding administration, consolidated billing and eligibility processing. She also became well-versed in HRIS and payroll management systems while continuing to service large group clients directly like a true extension of the Human Resources team.
Janie has joined Verus Insurance as a Senior Account Manager. She is applying her industry experience and knowledge to execute outstanding service and strategy for large group accounts.
Janie lives in her home in Tahoe Park, Sacramento, California with her boyfriend and two roommates. She enjoys spending time with family and friends at her family’s lake house in Clearlake. She also enjoys yoga, shopping and traveling to the beach.

Victor Estevez, Consultant
Victor Estevez began his career 17 years ago starting out in the life and 401k market. It was there that he developed a strong relationship based clientele. As his relationships and client base grew he began to get recognized as a strong business resource for small to medium sized companies. As his skill to understand his client’s needs and challenges grew. He was able position himself as a true consultant. In 2008 Victor got asked to start and grow Nationwide insurance agency. The agency would be a true one stop for clients with all lines of coverages. The agency began to get more and more request for health and wellness benefits. In 2016 Victor joined the Verus team. Victor brings a solid history of success, a fantastic work ethic, a deep knowledge of how to recognize short-term and long-term challenges and track record of delivering solutions.
Victor loves living in Rocklin, CA. He’s married with 3 wonderful kids. When he’s not working he can be found attending one of his kids events. He is also a sports enthusiast who enjoys playing golf.
victor.estevez@verusinsurance.com

Brian Burger, CPCC, SPHR
Brian Burger serves as executive counsel to the Verus leadership team.
He helps leaders bring valuable action to what matters most in their businesses by gaining clarity, breaking through barriers, designing, and achieving what's next with great insight, joy, and confidence.
Certified as a Senior HR Professional, Executive Coach & Stages of Growth Advisor with over two decades of expertise serving in a wide range of organizations including Fortune 100's Target & UPS, national non-profit K-LOVE & Air1 Radio, and numerous entrepreneurial start-ups helping one become recognized locally and another recognized nationally for their rapid growth.
Brian is known for his ability to help leaders break free from the confusion and tough business challenges that can promote doubt and hesitancy within themselves and their teams. Together, Brian and his clients create strategic solutions through proven tools and frameworks, bringing focused movement and game-changing results.
Brian is thrilled to serve alongside the Verus leadership team, being part of a shared vision to lay aside greed and put the interests of those we serve above our own. He also serves alongside his wife Heidi through the ministry Growing Hope, which advocates for, empowers, and supports families who foster/adopt children from hard places.
Brian loves laughing with friends over coffee, exploring the wine country with Heidi, Lake Tahoe, tabletop games, and family time. Brian and Heidi live in the Sacramento region and have three children.
www.linkedin.com/in/Brian-C-Burger

Nathan Robertson, CPA
Nathan Robertson serves as executive counsel to Verus leadership team.
He brings focus and clarity to the critical decisions required of business leaders. He is an active CPA with over 20 years of experience investing in people and improving businesses. Nathan’s ability to help company leadership understand their numbers and take valuable action has strengthened the organizations he serves.
Nathan’s career has been filled with investing in the development of people, processes and system that support healthy, growing organizations. Primarily focused on medium size companies that need all the expertise of a CFO without all the cost. As a dedicated lifelong learner, he is always looking for ways to grow and develop the businesses and people around him.
Nathan lives in Granite Bay, California with his wife Denise. They live a very active lifestyle that highly values family and friends.
www.linkedin.com/in/nathanwrobertson

Ashley Coelho, Account Executive
Ashley was born in Woodland, California and received her B.S. in Business Administration with an emphasis in Marketing from California State University, Fresno in 2004. She began a career in financial services working for Northwestern Mutual Life Insurance and later realized she wanted to get away from sales and focus on service, client retention and relationship building. With her heart to serve, she found her home in Employee Benefits as Senior Account Manager.
In 2006, Ashley became a licensed Life, Accident and Health Agent with California Department of Insurance and began working for her first brokerage firm in Woodland, CA. She later relocated to Roseville, CA and transitioned to a smaller agency whose primary focus was Employee Benefits. In 2017, Ashley and her broker partner joined the Verus team. The relationship with Verus was solidified as their core values and principles aligned. At Verus, Ashley continues to serve her clients with the same unparalleled level of service they are accustomed to. After more than 10 years of experience, her immediate focus is furthering her education surrounding the Patient Protection and Affordable Care Act (PPACA) to better serve her clients and their most valued asset, their employees.
Ashley works from a satellite office in Clovis, CA where she resides with her husband Joe (Farmer) and their four children: Hazel, Joseph VI, Hattie, and Jack. She enjoys spending time with her family, camping, crafting with her kids and serving on the Executive Board of her sorority’s Alumnae Association.
Ashley.Coelho@verusinsurance.com

Eva Williams, Account Executive
Eva was born in Lewiston, Idaho. The fourth child in a large family of 9 children. She began her career in health insurance in 1992 working for Foundation Health, a health insurance company, managing Union clients. Finding that she could make a real difference helping people navigate the health insurance world at a time when they need it most, she has never looked back.
Eva transitioned to the broker-consulting industry in 2002 by going to work for a large brokerage firm in Sacramento, California. After expanding her skills and learning account management services with other brokerage agencies in the Sacramento area, Eva found her true home with Verus Insurance Services in 2018.
Verus’ business model of being fully transparent with their clients, consultation with strong ethics and the team’s commitment to serve made her feel right at home. After more than 20 years of experience, Eva continues to keep up with the everchanging legislation surrounding benefits to help her clients stay compliant.
She enjoys spending time at home with her immediate family, camping and getting together with her large extended family and being the “cool” aunt to over 30 nephews and nieces. Eva lives in Idaho with her family.
Eva.Williams@verusinsurance.com

Erin Maurer, Account Executive
Erin is an Account Executive with Verus Insurance. Prior to joining the Verus team in 2020, she was an Account Executive with Lucent Health, a third-party administrator where she oversaw the service and deliverables for large, self-funded clients across the country.
Erin began her benefit career in 2004 by working with a general agency, Beere & Purves, and then Aetna where she expanded her knowledge of the industry before moving to the broker side of the industry as an Account Manager for Edgewood Partners Insurance Center (EPIC) where she worked on a large book of business with many public entities across California and beyond. At EPIC, Erin established herself as a dedicated resource for her clients and formed long-lasting bonds based on a proven heart to serve.
Erin’s strengths include a comprehensive understanding of our complex industry based on her wide-ranging experience as well as outstanding communication skills. She prides herself on providing prompt, exceptional service with accurate and thorough responses.
Erin grew up in California’s Central Valley and graduated from UC Davis in 2003 with a bachelor’s degree in Equine Science. She enjoys horseback riding, outdoor recreation, and camping in the mountains. She lives in Idaho with her family.
Erin.Maurer@verusinsurance.com

Jimmy Bishop, Account Manager
Jimmy Bishop began his carrier in employee benefit insurance after seven years working in customer retention and loyalty for one of the nation’s largest telecommunications companies.
Jimmy joined the brokerage firm Edgewood Partners Insurance Center as an Account Representative to test his customer service experience and find growth in a new industry.
Jimmy was quickly promoted to Associate Account Manager after assisting clients with employee and employer level service issues. He was responsible for a variety of tasks including corporate communications, collateral and communication design and assisting to maintain client employee benefit programs. In September 2014, Jimmy earned his California license for Life, Disability and Health Insurance.
Jimmy joined Verus Insurance Services as an Associate Account Manager in May of 2016. He was responsible for assisting with the account management of small and large group insurance programs under direction of the Consultant and Account Executive. Jimmy has proven himself to be an invaluable part of the Verus family and is involved in many areas of the Verus services offered including customer service, marketing strategies and renewal analysis as well as contributing to strategic initiatives and communication campaigns.
In 2018, Jimmy was promoted to Account Manager and his responsibilities now include the complete management of his clients’ benefits programs. Jimmy excels at finding unique solutions to complex problems and provides outstanding support internally and externally.
Jimmy lives in Roseville, California with his wife Rebecca and her two daughters Madalynn and Makaya.

Cody Welch, NBD Manager and Consultant
Cody Welch, a life-long Northern California resident, is the New Business Development Manager and a Consultant with Verus Insurance Services, reporting directly to Scott Kelley.
Prior to joining Verus, Cody managed a large team and regional division for Auction.com. At Verus, Cody works hard to build relationships with area employers and assists in the ongoing strategy development for his clients.
Cody enjoys coaching youth sports and spending time with his wife and 2 boys.

Shelby Boaze, Account Manager
Shelby, the first non-principal employee at Verus Insurance Services, began her career with us as Account Coordinator. She worked hard with the founding partners to develop processes and procedures for the Benefits Advocacy Team. Time and time again, Shelby has proven herself to be resourceful and provides outstanding customer support to her clients.
Promoted in 2018 to Associate Account Manager, and again in 2019 to Account Manager, Shelby now manages her own book of midsize businesses, overseeing the day-to-day support and management of her clients. She continues to assist the Benefits Advocacy Team in their role with employees.
Shelby’s ability to bring a positive attitude and committed spirit help her excel. Shelby holds a BA in Criminal Justice from the University of Nevada Reno. She lives in the Sacramento area with her boyfriend and enjoys spending time with her family, friends and pets.

Priscilla Knowles, Account Manager
Priscilla is the lead Account Coordinator for the Verus Benefits Advocacy Team. In her role, Priscilla has the incredibly important task of assisting the employees of Verus clients with the day-to-day challenges and bureaucracy of the employee benefits industry. With a true heart to serve, Priscilla wows employees with her dedication, attention to detail and tenacious problem solving skills.
Prior to joining the Verus family, Priscilla worked in personal lines, managing an office staff and overseeing hundreds of policy renewals a year. Wanting to expand her professional experience and grow as a capable account manager, Priscilla joined Verus in 2018.
Priscilla, who is fluent in 3 languages, is an avid traveler having been to five continents and over a dozen countries. She enjoys spending time with her family, and going to church. She lives in Orangevale, California with her husband, Joseph.

Kathy Bixby, Account Manager
Kathy is an Account Manager for Verus Insurance Services. Kathy has extensive experience in the insurance industry with a proven ability to cultivate lasting customer relationships in competitive benefits industry. As an account manager, she is responsible for overseeing the day-to-day support and management for her clients.
Kathy began her insurance career at General Agency Rogers Benefit Group working first as an Account Manager and received a promotion within a year to Outside Sales Representative.
Prior to joining the Verus team Kathy was the Large Groups Sales Representative with Ameritas, consulting with brokers on large group dental and vision coverage across Northern California. Previously, Kathy also worked at Aetna for nine years in the small group benefits division where she was awarded Top 5 National Sales Leader, two years in a row.
Kathy joined Verus Insurance in August 2019 to work with Chris Cardozo applying her expertise and knowledge to support and service his growing small group book of business.
Kathy graduated from California Polytechnic State University in San Luis Obispo with a degree in Graphic Communications. She lives in Granite Bay with her husband and has three adult children.

Nicole Sissle, Benefits Advocate
Nicole joined Verus in early 2019. Her current role is as Benefits Advocate, working on the Verus Benefits Advocacy Team. She works hard every day to assist employees and employers with the challenges they face navigating the employee benefits world and brings her prior experience with her to to help get the job done.
Nicole always brings her positive attitude and a smile to her work, as well has her experience in the past with VSP and Optum360.
A California transplant from Florida, Nicole lives in Rocklin with her amazing sons and her loving husband.

Taylor Gordon, Benefits Advocate
Bio coming soon!

Penelope Boaze, Chief Paw-blic Officer
Penelope is the quickest rising star at Verus, having reached her position as CPO by the young age of 1 (7 in dog years). Penelope brings complete commitment to her role at Verus. She is prompt at attending all meetings, and by acting as primary security officer, and overseer of all dropped food items, her days are never dull.
Penelope’s primary role is as counselor and the lifter of all spirits throughout the Verus office. She reports directly to Shelby Boaze (when it suits her).
Penelope enjoys belly rubs, her purple alligator, and organic roasted turkey breast.
Penelope.Boaze@verusinsurance.com - Note, responses may be delayed due to a lack of thumbs.

In Memory of Chrissy Salvage
Chrissy Salvage was a valuable member of our team prior to passing away in 2020. As a New Business Coordinator with over 20 years of experience in service management, Chrissy brought her customer-oriented perspective to helping connect national companies with the Verus team. Her dedication and work ethic were infectious and she will always be missed, and remains a legacy member of Team Verus.